Bank from America – silver alternative line of credit (hardship)

Whenever we call of our mortgage, loan modification, our company is told “anyone will get back

We interact the battle up against B regarding An i have come handled most badly. ” We have been way of life lower than so it affect from fera out-of shedding the house to own a year. The individuals we have spoken that have causes us to be be you will find complete something very wrong. We had a bad financing through Countrywide. This company is just as bad because Countrywide.

I’m James and i have been unfairly advertised to help you borrowing from the bank agency’s because of the Lender of America. We called around score a reduced amount of my personal rate of interest to track down a beneficial callback two days after about silver solution adversity dept towards the November 25th. They offered a package if i close my membership and experimented with getting hardship they could score me https://maxloan.org/title-loans-sd/ personally less interest. They provided me with right up until DEC fifteenth to make the decision. We named back towards DEC 11th and acknowledged and you can provided 640 cash to begin with into the system. I inquired the brand new CSR if they could be all other costs due and she responded the I desired to pay is actually 640 cash. I found myself accepted to your system and informed one to my personal next percentage would be due in January.

Bank away from The usa has decades to my credit rating that has been inside good status with all credit bureaus

elizabeth up to and that i gotten my acceptance letter and you can my terms outlining that which was believed to me on phone and zero later charge and simply having to pay when because few days it was due. Amounting in order to 640 bucks. 2 weeks later on obtained a letter into 26th on the erica stating I became 1280 dollars trailing and wanted to generate arraignments having fee. Entitled CSR within Bank regarding America towards the letter offered and you may is actually informed that we try a payment behind and still due 738 cash getting my November percentage. I check out the page toward CSR one to Lender off The united states delivered and you may she agreed to that was in the page and you may is advised i desired to invest the new 640. She informed me one battery charging was still catching up. 7 days later try titled again once and work out a fee for 640 and you may is advised I became nevertheless behind 640 dollars and you may want to make payment. However made 2 even more commission to possess 640 bucks in March is caught up on account.

I entitled Bank regarding The usa to determine that which was heading to the and found out that i are 1 percentage behind but it is simply shown inside my DEC 09 battery charging statementing, most other comments say 640 dollars. Brand new CSR tried to keep harping into the DEC 09 which ought to had been 640 as there recharging try at the rear of. Most of the declaration next has said I’ve simply needed to blow 640 cash. We debated and you will trapped her or him from a large story in which they cannot define the spot where the 768 cash additional had gone and i ended up being not adjusted. The big material I have is they has actually said me personally late for a couple of thirty day later and their online battery charging and you may fee alternative possess informed me about tired of writing about their difficulty service and they have been shown wrong. I was unhappy when told I needed to locate courtroom step to solve. In addition to in which ‘s the 768 dollars who has got today disappeared out of my personal declaration they are dinging my personal borrowing from the bank for a few months where I’d paid back 640 dollars. It recognized and advised it absolutely was taken care out of from the CSR. I’ve had which mortgage getting 10 years plus it had to start with belonging to MBNA that i never really had problems with. Has actually someone else got which exact same matter